Retiring in Bali

Indonesia provides a retirement KITAS (319), designed for individuals meeting the minimum age requirement of 55 years, offering an option for foreign nationals who wish to retire in Bali. This visa is valid for one year with multiple entries and is renewable annually.

Current visa cost is 13,000,000 million IDR for the first year (approx $1,300 AUD).

The application for this visa can be done either offshore or onshore in Bali. There are different requirements depending on which option you choose.

• The application process includes the submission of the following documents:
  • Passport (minimum validity 6 months)
  • Personal bank statement with a minimum amount of USD 3000 and proving income or allowance with a value of USD 3000 per month.
  • Color photo for documents.
  • Address in Bali.

These requirements are essential for a smooth application and approval of the Retirement KITAS, facilitating your transition to retirement in Bali.

How long does it take to process a Retirement kitas?
Only 7-10 working days for offshore and 3-4 days express. Onshore similar time frame of up to 12 working days.

What other visas can I enjoy if I am 55 years of age or more?

Another excellent option, without the need to invest in property, is the 5-year Silver Hair Visa (E33E) for individuals aged 60 and above. This visa does require a commitment to deposit $50,000 USD into a local government-approved bank.

Can I still retire in Bali if I am under the age of 60 and do not meet the requirements?

Yes, we can offer alternate visas that many of our retirees are enjoying.

Are there vias that are longer than a 1-year visas and no age limit?

The second-home visa option allows for 5 years and the primary requirement for obtaining this visa is to demonstrate proof of funds, either through an Indonesian bank account owned by a foreigner with a minimum balance of USD 130,000 or through ownership of luxury real estate in Indonesia valued at least USD 1,000,000.

Numerous exceptional options await those considering retirement locations in Bali. Each area boasts an array of amenities, distinctive landscapes, high-quality supermarkets, accessible medical care, diverse dining options, engaging activities, and vibrant communities.

For example, common retirement areas include Sanur, Ubud, Nusa Dua, Jimbaran and the Bukit Peninsula, however others are keen to explore places like Candidasa, Lovina and Amed.  However, we have also helped secure properties and relocations for retirees to move to Seminyak and Nusa Lembogan.

Before settling in one location it may be a good idea to test the waters and live somewhere for a one year lease before committing to purchasing a long term lease.

In addition to fostering connections within the thriving expatriate communities in Bali, retirees find a wealth of opportunities to engage in various social events, cultural activities, sports, hobbies, and special interest clubs. These avenues not only contribute to a vibrant retirement experience but also serve as platforms for building lasting friendships with like-minded individuals who share common interests.

Furthermore, the expansive network of Facebook and WhatsApp groups dedicated to specific locations, including the Sanur community, plays a pivotal role in enhancing retirees’ social connectivity. These groups not only facilitate communication and camaraderie within each community but also serve as valuable resources for sharing tips and information related to retirement.

Retirees can tap into these platforms to gain insights, seek advice, and stay informed about the wealth of resources available within their chosen retirement community.

As a retiree in Bali, you will have several different housing options and there are many different types of housing available to foreigners in Bali depending on your lifestyle and budget.

Bali’s real estate market presents a unique choice between two distinct property ownership models – Freehold and Leasehold.

The decision between freehold and leasehold properties hinges on individual preferences and investment objectives. Freehold properties provide long-term ownership and potential capital appreciation, making them attractive for secure and stable investments, while leasehold properties, requiring a lower initial investment, may be more suitable for shorter-term goals or budget-conscious investors.

Foreigners cannot directly own freehold property (the strongest form of land title ownership in Indonesia) in Bali unless they set up an Indonesian entity called a PT PMA (Foreign-Owned Company).

Apart from freehold land, it is much easier and more popular to look at the lease system (Ha Pakai – right to use) and it is the most common foreign ownership method.  Leasehold can be registered in your own name with full rights of the property going to you for the period of lease.

At the end of the lease agreement the land and any Bali property on that land will return to the owner, however it is very unusual for this to happen as most local landowners will want to extend the contract before this happens and many agreements will have extensions written into the legal agreement.

Additionally, for those seeking community-oriented living, options like Amandaesa and various retirement housing villages being developed around the island cater to individuals looking for secure and communal environments tailored to their needs.

Assisted living in Bali is becoming an option for international retirees who want to maintain independence while receiving support with daily activities. Communities such as HoviCare, an eldercare provider with Finnish roots and more than 30 years of experience in senior and dementia care, offer supportive environments where residents can receive help with mobility, meals, and daily routines while maintaining as much independence as possible.

For retirees who prefer daytime support and structured activities, the HoviCare Day Care Centre in Teuku Umar provides social and cognitive programmes designed for older adults. Those looking for private residential assisted living can also explore Hovi Assisted Living in Saba, a purpose-built residence offering accommodation, daily care support, and wellness-focused programmes.

With the right planning around healthcare, insurance, and future care needs, assisted living in Bali can offer retirees both peace of mind and a high quality of life.

Bali ensures accessible and cost-effective healthcare, marked by advancements in residential living and medical tourism. Medical services, including doctor visits, dental care, specialists and medications, are notably affordable.

Technology plays a role with medical apps like Halodoc’s to enhance accessibility, enabling convenient home delivery of medicines and online consultations with doctors.

The island has many expat-friendly hospitals and clinics, strategically located for retirees to address their health needs with ease. Providers such as Hovi Care cater to elderly care for seniors, offering services like rehabilitation, assisted living, and nursing support.

Hospitals such as BIMC Hospital Nusa Dua and Siloam Hospitals Denpasar, along with the international hospital in Sanur, contribute to Bali’s robust healthcare infrastructure. In case of more specialised needs, short flights to Singapore and Australia are viable options, underscoring the island’s commitment to ensuring residents’ well-being.

Although the quality of healthcare in Bali is generally good, it’s still important to ensure adequate medical insurance coverage.

Medical clinics in Bali offer a wide range of services, including general doctor consultations, dental care, and various specialised treatments. Many of these clinics operate 24/7, ensuring accessibility, affordability, and up-to-date international-standard medical care in the key expat areas of the island.

Our Year in Bali Partner with Padma Care

Padma Care helps expat families access high-quality healthcare at local rates. For 350,000 IDR (~$24 USD) per month per household, you get:

✔️ Daily access (7 days a week) to a Personal Healthcare Assistant and support team
✔️ Your dedicated Personal Health Advisor who knows your family
✔️ Expert doctor recommendations (vetted network of 108 specialists)
✔️ Negotiated local pricing at 7 hospitals and 11 clinics
✔️ Bills and treatments are carefully vetted so you don’t overpay or get unnecessary services
✔️ Guidance on navigating clinics, hospitals, and pharmacies with ease
✔️ Peace of mind knowing you’ll always have the right help at the right time

Most members recoup the annual membership cost on their first significant medical visit through negotiated savings alone. Even better: Padma Care can help you structure a smart insurance strategy—pairing a high-deductible international plan with affordable local care—that saves families $1,000s annually compared to traditional expat insurance.

Our Year in Bali Special Offer: Receive one month free when you sign up!

It only takes 10 minutes to register, and you can choose your start date. Still have questions? Book a free 30-minute consultation to discuss your family’s needs.

We love helping retirees embrace an exciting new chapter in Bali! It all begins with a friendly Zoom call where we chat about your plans and answer any questions you have about the move. We’ll guide you through everything from housing and property investment to finances, cost of living, banking, healthcare, visas, transport, pet relocation, making friends, and so much more.

We understand the upcoming challenges you will face and make it a smooth as possible.

Explore our Relocation Rervices and book a Discovery Call to get the conversation started. We recommend planning and engaging our services at least 12 months in advance for a retirement move.

Kylie (53) and Dean (62) are self-funded retirees and former Our Year in Bali clients who turned a long-held dream into reality. After decades of visiting Bali — and marrying on the island in March 2023,  they made the decision to return the same year, this time to retire.

By November 2023, they had sold their belongings, relocated to Balangan, and settled into a quieter village lifestyle close to surf breaks, markets, gyms, and cafés. Now living in their renovated villa, their days revolve around surfing, yoga, community life, and enjoying the freedom that retirement was meant to bring.

Their journey offers a real, grounded look at what day-to-day retired life in Bali can be like when the planning and support are in place.

Kylie and Dean were also featured on Sunrise, sharing their retirement journey with a national audience.

Kylie and Dean’s story is just one of many.

Our Retiree Stories share the real experiences of Our Year in Bali clients from around the world who have successfully transitioned into retirement on the island. These are genuine journeys we’ve supported — from early planning and visa guidance to choosing where to live and settling into everyday life in Bali.

Inside these stories, you’ll discover the different paths retirees take, the adjustments they make, and what life looks like once the move is complete. You can watch these journeys unfold through real video interviews — starting with Kylie and Dean’s full retirement story below.

If you’re considering retiring in Bali, these stories can help you feel informed, reassured, and confident about taking the next step.