Can you help me get a visa?
We’re not a visa agent, but we’ll guide you toward the right visa option and connect you with our trusted visa partners in Bali. Whether you’re already living in Bali or planning your move, we can help.
You can book a free 15-minute visa consultation.
Do I have to do visa runs when living in Bali?
It depends on the type of visa you choose. Some visas, such as single-entry visas, may require you to leave Indonesia once they expire—unless you convert to a long-stay visa through a bridging process.
To avoid frequent travel and added costs, we recommend applying for a multiple-entry or long-stay visa, which offers more flexibility and can be more cost-effective in the long run.
There is always a solution to avoid frequent visa runs, simply book a call with us to discuss your situation and explore the best visa options for your stay in Bali.
What’s the difference between a visa and a KITAS?
A visa allows entry and short-term stay usually for tourism and business; a KITAS (limited stay permit) allows medium- to long-term residence tied to a purpose (work, investment, study, dependent, etc.).
How far in advance should I start the visa process?
Most visas take around 2 weeks to process once payment has been made and all the required documents are in place, such as an up-to-date passport, birth certificate, and bank statements. Gathering these documents can take time, but the actual processing is usually quite fast. There’s also a fast-track option available for urgent cases. However, allow yourself more time in case of immigration system delays, public holidays, and shutdowns.
We are here to explain the best visa option for your goals. Starting from our Silver Package, we can introduce you to our trusted visa agents to help streamline the process and fast-track your application if needed.
What visa do I need if I want to live in Bali for 3-6 months?
The C1 Visit Visa (previously B211) is the most suitable option. Applied offshore, it starts with 60 days and can be extended twice when in Bali, allowing a stay of up to 180 days. With the right documents, approval usually takes around 2 weeks, and a fast-track service is available if you’re in a rush. However, it must be understood that it is a single-entry visa so if during the time you are in Bali you decide to exit and return this particular visa stops as soon as you exit the country. An alternative visa to a C1 that is multiple-entry and valid for 12 -24 months is the D12 Pre Investment visa.
Our Silver Package includes a referral to our trusted visa agents to help you get started.
How long can I stay in Indonesia on a C1 visa?
A C1 (formerly B211) visa is valid for 60 days and can be extended twice, giving you up to 180 days total in Indonesia. Visa regulations can change, so it’s best to confirm the latest details with our recommended visa agents or the official immigration website.
Is there a digital nomad visa?
Yes — Indonesia offers a Remote Worker Visa for people who work online for a foreign company or have clients outside Indonesia. To qualify, you’ll need to show you earn at least USD 60,000 per year and provide documents like a valid passport, work contract, and bank statements. If you’re staying under 6 months, many digital nomads still use the C1 Visa, which is easier and faster to get with no proof.
We can help you figure out the best option and connect you to a trusted visa agent through our Silver Package.
What visa do I need if I want to open a business?
If you want to open a business and live in Bali while the business is operating then you’ll need to first set up a PT PMA (foreign-owned company) and ensure you are aware of the compliance and legal regulations such as tax reporting every January and April.
Depending on your role, you can apply for a Working KITAS or an Investment KITAS. A Working KITAS allows you to live and legally work in Indonesia but can take longer to obtain. An Investment KITAS is more common, valid for up to 2 years, and allows your spouse and children to get Dependent KITAS.
Our Silver Package includes support and connections to experienced legal and visa experts.
Can my spouse and children be dependents on my KITAS?
Yes — your legally recognised spouse and children can apply as dependents on your KITAS. To be eligible, you’ll need to provide supporting documents such as a marriage certificate for your spouse and birth certificates for your children in English. If you are not married, you may be able to use other options such as obtaining a formal letter called Acknowledgment of Paternity (AOP).
Requirements and processing times can vary, so it’s best to consult with us who can introduce you to a trusted visa agent.
What visa do I need if I want to retire in Bali?
If you’re 55 years or older, you can apply for a Retirement KITAS. This is a multiple-entry visa valid for 1 year and can be renewed. There are varying requirements depending if you apply for this visa offshore or onshore such as health insurance, bank statements and a lease. We can help guide you and directly introduce you to a licensed agent through our Silver package.
Check out our Silver Package and visit our Retirement page for more information.
Housing & Areas to Live
How much does it cost to rent a house in Bali?
Rental costs in Bali vary widely depending on location, size, and style. Most long-term leases are paid upfront for 12 months (some landlords may request a 2-year commitment), while shorter-term options like monthly rentals are available — but typically at a higher rate.
As a general guide, a 2-bedroom villa with a pool in Ubud might start from IDR 200 million per year (~USD 12K). In areas like Canggu or Umalas, a larger 3-bedroom enclosed-style villa with a pool can cost upwards of IDR 500 million per year (~USD 30K) — especially if it’s close to the beach or international schools.
Some villas include extras like pool and garden maintenance, housekeeping, rubbish collection and internet — but others don’t, so it’s important to clarify what’s included.
Our Bronze Package includes a detailed Cost of Living Guide, so you can confidently budget for housing, utilities, schooling, food, and lifestyle choices in Bali.
Where do most expats live in Bali?
Popular expat areas include:
- Canggu & Berawa – trendy and family-friendly, known for sunset beaches, stylish cafes, co-working spaces, and close proximity to many international schools
- Seminyak – central, with restaurants, shopping, and nightlife
- Sanur – quieter, beachside, popular with families and retirees
- Ubud – cultural hub with a focus on wellness and nature
- Bukit (Uluwatu/Jimbaran) – great for surfers and those seeking cliffside living
- Babakan – semi-rural yet central, with rice field views, larger villas, and quieter roads — ideal for families wanting more space without sacrificing proximity to Canggu’s main hubs
- Tumbak Bayuh – tranquil and up-and-coming, just north of Pererenan, offering a peaceful setting with easy access to cafes, beaches, and schools
- Seseh – a peaceful coastal village with a traditional Balinese feel, popular among surfers and those seeking oceanside calm just minutes from Canggu
- Cemagi – scenic and secluded, featuring black sand beaches, rice fields, and dramatic coastal temples — with quick access to both Canggu and Tanah Lot
- Kedungu –quiet and spacious, just beyond Tanah Lot, offering surf, sunsets, with more land and fewer crowds
Each area offers a different lifestyle, so the “best” one depends on your family’s needs.
Click here to read about an overview of the best areas to live in Bali.
Can you help me find a home in Bali?
Yes, absolutely! We have strong relationships with a trusted network of real estate agents who cover all areas of Bali. We work closely with them to ensure you receive great service, fair prices, and access to quality homes.
Before you arrive, we’ll introduce you to the right agents based on your housing requirements — for example, a 3-bedroom, 2-bathroom, fully furnished home that’s enclosed, with a pool and garden, within 15 minutes of your child’s school. We’ll also help you prepare a realistic budget, including what to expect for utilities, maintenance, staff, and internet costs.
You’ll receive our handy Housing Inspection Checklist to use when viewing properties, so you know exactly what to look for.
We usually recommend waiting to see a property in person before placing a deposit. However, if you’re not in Bali yet, our trusted agents can arrange video walk-throughs and live calls to help you make confident decisions from afar.
Do you have to pay for rent upfront in Bali?
Yes — it’s very common to pay a 12-month lease upfront in Bali. That said, everything is negotiable and depends on the property owner. Shorter monthly leases are available but usually come with a premium of around 20%.
While paying a year in advance can feel daunting, it’s standard practice. The key is to have a clear contract and work with a reputable agent so you understand exactly who’s responsible for what. For longer leases (5–25 years), upfront payments are also typical, though some flexible terms may be available.
How far in advance should I start looking for housing?
If you’re planning a long-term stay, it’s best to start looking about 1–3 months before arrival.
Most long-term leases are signed in-person, after viewing the property yourself — photos online can be outdated or misleading. That said, you can research neighbourhoods, set a budget, and even book temporary accommodation (like a 1-month rental or hotel) while house hunting on the ground.
Our Housing Inspection Handbook (included in the Bronze Package) helps you prepare for the process and in our Silver Package we introduce you to trusted real estate agents so you can find your home.
Do I need a real estate agent to find a rental in Bali?
Not always, but it helps. Long-term rentals are also advertised offline or through WhatsApp and Facebook groups, making it hard to find the best options remotely.
Working with a local real estate agent can save time, reduce miscommunication, and help you navigate lease terms. Due diligence is key either way — make sure you work with someone trustworthy. We share vetted agent contacts in our Silver Package.
Is it easy to find a family-friendly home near international schools?
Yes, but it depends on your flexibility and budget. Many families choose the expat hub areas like Berawa, Umalas, Babakan, Pererenan, and Sanur for their proximity to international schools. These areas offer villas with multiple bedrooms, pools, and enclosed living — but demand is high, so homes go fast. If you need specific features (e.g., short commute to school, enclosed kitchen, modern finish), start early and expect to view many options.
Our Housing Handbook, included in Bronze has multiple tips on choosing the right area and what to look out for when house hunting as a family.
Can foreigners buy property in Bali?
Foreigners cannot directly own freehold property in Indonesia. However, there are three common legal pathways to invest or secure long-term property rights:
Leasehold agreements – typically 20–30 years, often with extension options
- Right of Use (Hak Pakai) – available under certain conditions or through an Indonesian entity
- PT PMA (foreign-owned company) – allows property ownership under the company’s name
We can connect you with our trusted legal and property advisors to help you choose the best and most secure option for your situation.
Cost of Living
What is the cost of living in Bali?
Living in Bali is often more affordable than in many Western countries — but expenses can vary greatly depending on your lifestyle, location, and family size. The biggest costs to plan for are usually housing and schooling, particularly if you prefer popular expat areas or international schools.
Other larger expenses to be aware of include:
- Visas and extensions (passport updates)
- Health and travel insurance (initial vaccinations)
- Transport (scooter, car, or driver)
- Household staff (nannies, cleaners, gardeners)
- Initial setup costs (furniture, gym membership, vehicle licences, etc.)
It’s also important to understand how the Indonesian Rupiah (IDR) compares to your home currency. Most transactions in Bali are made in cash or via local bank transfer, so keeping an eye on exchange rates can make a big difference to your overall budget.
How do I pay for things?
The local currency in Bali is Indonesian Rupiah (IDR). Cashless payments like cards and e-wallets are widely accepted, but it’s still useful to carry some cash for everyday expenses such as cafes, petrol, parking, and local markets.
Many expats recommend using a Wise travel card for a convenient and low-fee way to exchange currency. You can set up a Wise account before arriving in Indonesia and transfer money into Rupiah, making payments easier and avoiding conversion fees for services like visa agents or villa rentals.
If you want a local bank account, you’ll need a KITAS as identification.
Learn more
How much do Indonesian staff cost?
Salaries for Indonesian staff vary depending on the role and location. The minimum monthly wage typically starts around IDR 3.2 – 3.5 million, but positions such as nannies, drivers, or specialised roles can cost significantly more.
For detailed guidance on roles, responsibilities, and local regulations, including bonus structures and sourcing staff like nannies.
See our Bali Staff Guide included in the Bronze Package.
Healthcare & Insurance
How is the medical system in Bali?
Bali offers a mix of local clinics, international-standard hospitals, and specialist practices. In expat and tourist hubs like Canggu, Seminyak, Ubud, and Denpasar, you’ll find modern facilities with English-speaking staff.
Clinics provide a wide range of services, including general consultations, dental care, and specialised treatments. Many operate 24/7, offering accessible, affordable, and internationally-standard care. Western residents often report feeling safe and impressed by the quality of treatment.
Through Our Year in Bali, we connect you with trusted doctors, dentists, and other medical support before you arrive on the island, as well as guidance and connections to health insurance and much more.
Do I need health insurance in Bali?
Yes, health insurance is essential, even if you’re healthy and fit. It’s different from travel insurance and should include emergency evacuation or repatriation in case you need to be flown to another country for treatment. Many hospitals in Bali require upfront payment, so having the right insurance ensures you’re covered in an emergency.
What’s the difference between health insurance and travel insurance?
For short-term visits (under 6 months), travel insurance covers emergencies, cancellations, and lost baggage. For long-term stays (6+ months), international health insurance provides comprehensive care, including routine check-ups, hospitalisation, prescriptions, and pre-existing conditions. We connect you with trusted providers to ensure coverage meets your needs and visa requirements.
Note it will also depend on the type of visa you are holding when living in Bali as to the type of health insurance products you can use.
Read our article on the differences between Health Insurance and Travel Insurance.
Why use an insurance broker in Bali?
A local insurance broker can save you time, money, and confusion. They simplify the process by:
- Explaining policies and options
- Matching coverage to your visa and lifestyle
- Helping you choose between inpatient-only or full inpatient/outpatient coverage
- Offering payment plan guidance
- Supporting both health and travel insurance
The Our Year in Bali Silver package introduces you to a variety of Insurance brokers in Bali who know the medical system very well and are experts and only ensure expats living in Bali, Indonesia.
How do insurance claims work in Bali?
Depending on who you decide to go with, claims are usually very straightforward. Instead of dealing with generic call centres, you can WhatsApp your receipts directly to your broker or the insurer’s local team. Many expats report getting faster reimbursements and more personal support than they experienced back home.
What health insurance do I need?
For long-term stays, it is strongly advised to have international health insurance that covers treatment at least in Indonesia and subsequently overseas. For shorter visits, travel insurance may be enough.
Policies can differ greatly, so it’s best to work with an insurance agent who understands expat needs and the local healthcare system. From the Silver Package upwards, we’ll connect you with trusted providers who specialise in expat health insurance for Bali.
Which hospitals do expats use?
Many expats in Bali rely on private hospitals and international-standard clinics located in key hubs like Denpasar, Sanur, Canggu, and Ubud. These facilities are generally well-equipped, have English-speaking staff, and offer faster service than public hospitals.
Commonly recommended hospitals and clinics include Bali International Hospital, Siloam Hospitals Denpasar, BIMC Hospital Nusa Dua, Kasih Ibu Hospital.
There are also 24/7 medical clinics that can assist where a hospital visit is not needed.
Are vaccinations required?
There are no mandatory vaccinations required to enter Bali. However, it’s strongly recommended to consult your doctor or travel clinic before relocating, especially for long-term stays or if you’re moving with children.
We recommend considering Dengue vaccination for long stays, as dengue is fairly common in Bali. We have a list of recommended vaccinations in our Bronze Package, and we can connect you with a trusted local partner in Bali who specialises in administering the dengue vaccine.
School & Education
Can my child enrol in a short term school?
Yes — many Bali schools accept short-term enrolments, especially for families staying 3–6 months, worldschooling, or doing a trial stay. Some schools offer flexible packages with no long-term commitment, while others have minimum term requirements, even up to 12-month enrolment to start with.
We can help you find schools that align with your stay length and values.
How can you help me decide on choosing the best school?
We are passionate about matching our families with the right school and community and have personally toured over 60 schools ourselves. We know school decisions can feel overwhelming; that’s why we created the Bali Schools & Education Guide, comparing 75+ schools side-by-side across curriculum, fees, location, and more.
If you’d like extra support, we also offer a 1:1 School Deep Dive session. You’ll save hours of research — and feel confident in your decision.
Are there international schools in Bali?
Yes—there are many reputable international and national-plus schools that offer various curriculums like Cambridge, Montessori, Finish and Australian. We published a School & Education Guide Book that covers 75+ schools for you to compare.
Which school curricula are available?
Options include Cambridge/IGCSE, Australian, Montessori, Steiner, Finnish, Reggio-inspired, IB, Mixed and more.
Why are Google Reviews often missing for schools?
Google banned reviews for primary and high schools to protect children and sensitive institutions, so star ratings usually won’t appear on Maps.
What if my child can't speak English?
That’s okay, many international and bilingual schools in Bali welcome non-English speakers and offer extra language support. Some have ESL (English as a Second Language) programs, while others offer gentle transitions and tailored support based on your child’s age and confidence.
However, some schools require entry tests, and for children around age 7 and above, a strong level of English is usually needed to succeed in subjects like Maths, English, and Science.
Bali is also a popular destination for children to learn English, with schools proudly welcoming more than 25 different nationalities within their communities at any given time.
We can help you identify which schools are the most flexible and supportive in this area.
Can I have a consultation just to discuss school options?
Absolutely! You can book a 1-hour School & Education Consultation with Simone, Founder of Our Year in Bali. Drawing on firsthand school visits and experience helping hundreds of families, she’ll create a personalised shortlist tailored to your child’s needs.
Transport
What licence do I need to ride a scooter in Bali?
To legally ride a scooter or motorbike in Bali, you’ll need a valid scooter licence. This can be:
- An International Scooter Licence
- A local Indonesian motorbike licence (SIM C), required for scooters or motorbikes up to 250cc
If you’re staying long-term or want full peace of mind with police checks and insurance coverage, we recommend obtaining a SIM C licence locally. We can connect you with trusted local agents who can assist with the process.
What insurance do I need to drive a car?
If you’re driving or renting a car, make sure you have an international driver’s permit (IDP). Car rental companies often provide basic third-party insurance, but it’s wise to add extra coverage for accidents and theft. For long-term residents, some opt for local vehicle insurance, though coverage levels can vary.
Do I need an international drivers permit?
Yes, if you plan to drive a car, you’ll need an international driver’s permit (IDP) from your home country, alongside your valid licence. Some expats convert to an Indonesian licence (SIM C for scooters, SIM A for cars) if staying longer.
Driving without the correct licence or permit can void your insurance, so it’s important to get this sorted before arrival.
How much does it cost to have a full-time driver?
Hiring a full-time driver in Bali is a convenient way for expat families to handle daily commutes, traffic, parking, and school runs with less stress.
As a guide:
- A full-time driver (no car) typically earns around IDR 5 million per month
- A driver with a car included can cost between IDR 10–12 million per month, or more depending on the vehicle type, hours, and driver’s experience
Rates can vary by location and expectations (e.g. weekend availability or English-speaking drivers), so it’s important to factor this into your transport budget early on.
Our Cost of Living Guide outlines typical salaries, bonuses and transport options, and through our Silver Package, we can refer you to trusted recruitment agencies and other contacts to help you find a reliable driver.
Car vs scooter, what’s practical?
Scooters are by far the most popular mode of transport in Bali. They’re ideal for short trips, weaving through traffic, and parking in tight spots, especially in crowded areas like Canggu, Seminyak, or Ubud. However, they’re not always the safest option, particularly during the rainy season or for families with young children and transporting many children.
Cars are safer and more comfortable for families, school runs, grocery shopping, or travelling longer distances. However, it can be frustrating in high-traffic areas due to narrow roads, scooter shortcuts, and limited parking.
Many expat families choose a hybrid approach:
- Use scooters for solo or quick errands
- Hire a car and driver for school runs, airport pickups, or weekend trips
- Rent or purchase a second-hand car if staying longer term
We break down all your transport options — including hiring drivers, licence types, safety advice, and more on our Transport page.
Work, Business & Remote Life
Can foreigners work in Bali?
Yes, but opportunities are extremely limited. Most on-the-ground jobs are restricted to Indonesian citizens, so foreigners generally need to be in highly specialised fields to qualify for a local work permit. To work legally, you’ll need to be sponsored by an Indonesian company and apply for a Working KITAS but positions are highly competitive and regulated. Because of this, many expats choose to work remotely for overseas employers or set up their own business in Bali through a PT PMA (foreign-owned company).
There are also a few reputable headhunting agencies that assist foreigners in finding suitable roles, such as High & Low Headhunters. Learn more about work options, legal requirements, and starting a business in Bali on our Work and Business page.
Can you help me find a job in Bali?
Unfortunately, we do not offer job placement services in Bali. The foreign job market here is small and highly competitive, so we generally do not recommend relocating solely to find work. Most people living in Bali generate income from offshore sources.
That said, there are a few options depending on your circumstances:
- Headhunters: Agencies such as High & Low can assist with job opportunities in Bali. Being on the ground in Bali is often essential for networking and attending interviews.
- Working Visa (KITAS): If your field allows, you may be able to secure a working visa through a visa agent, although this can be costly. Some local businesses may sponsor a foreign employee, but positions are limited.
- Starting a Business: Opening your own business may also allow you to apply for a working KITAS, depending on the business structure.
Can I work for a foreign employer from Bali?
Yes, many expats in Bali work remotely for overseas employers or clients. If you plan to live in Bali while working for a foreign company, there are several visa options available depending on how long you intend to stay. These include:
Remote Worker Visa – Suitable for those with an employment contract earning at least USD 60,000 per year, along with bank statements showing a minimum monthly income of USD 2,000 for the past three months.
C1 Visa – Ideal for shorter stays and single-entry visits, this option is often chosen by digital nomads or freelancers working online.
Learn more
How can I open a company in Bali?
Many foreign entrepreneurs establish a PT PMA (foreign-owned company) in Bali as a legal way to operate a business, which also makes them eligible for an Investment KITAS (as well as Dependent KITAS and Working KITAS). Shareholder contributions can come from foreign or local sources, with paid-up capital requirements of IDR 2.5–10 billion, to be paid within one year of incorporation. Depending on your business type, additional licenses, compliance obligations, and tax reporting may apply.
We connect clients with highly skilled and reputable business consultancies in Bali who guide them through the entire setup process and provide ongoing support for requirements like tax reporting.
Can you help me open a business in Bali?
Absolutely! We work with a select group of trusted business, tax, and immigration agencies who can help you set up a PT PMA (foreign-owned company) in Bali—remotely or in person—usually within two weeks and from around IDR 25–40 million, depending on your company structure.
Under BKPM Regulation No. 5 of 2025, a minimum of IDR 2.5 billion in cash per business activity (KBLI) is required, with the remaining portion (up to IDR 10 billion) allowed as assets or project costs. Establishing a business also makes you eligible for an Investment KITAS, Dependent KITAS, and Working KITAS, and is the most common route for foreign-owned property purchases.
What's the internet like for remote work in Bali?
The Internet is generally reliable in expat hubs, and Bali has plenty of co-working spaces with strong connections. For housing, it’s always best to test the villa’s internet speed before signing a lease, as quality can vary from place to place.
There are some great providers that offer high-speed options.
Pet Relocation
Can I relocate my pet to Bali?
While Jakarta, Indonesia, allows the entry of dogs and cats with the appropriate permit, transporting these pets to or from Bali is prohibited due to efforts to control rabies spread. That said, there is a legal grey area, it is possible to do a relocation with our highly reliable and internationally certified pet relocation company that has been operating for over 12 years. Learn more about the process in our detailed article: Can I Bring My Dog to Bali?
For personalised support, our Silver Package includes a direct referral to our recommended pet relocation partner.
Is there a quarantine?
Yes, there is compulsory quarantine in Jakarta for approx 3 days.
How long does it take to arrange pet relocation?
We recommend allowing 2–3 months to complete the full pet relocation process. The exact timing depends on your departure country and your pet’s individual requirements.
Here’s a general timeline:
Step 1: Initial Consultation (10–12 weeks before arrival)
- Free, personalised assessment of your situation
- Clear explanation of all requirements and timelines
- Custom quote based on your pet’s specific needs
Step 2: Documentation & Preparation
You’ll need to prepare the following:
- Annual and rabies vaccination certificates
- Rabies serology test results
- Fit-to-fly veterinary letter
- Copy of your passport
Once these documents are complete, our team (or your chosen relocation partner) will apply for the Indonesian import permit, which takes around 6 weeks to process. After approval, you’ll have 90 days to enter Indonesia with your pet.
Because of this timeline, it’s crucial to begin the process at least 10–12 weeks before your planned move.
We highly recommend using a licensed, internationally certified pet relocation company to ensure your pet’s journey is safe, ethical, and stress-free. You can find more details on our Pets page.
What about vets and supplies in Bali?
You’ll find a number of reputable vet clinics in expat-friendly areas like Canggu, Ubud, Sanur, and Denpasar.
Some clinics have English-speaking staff and modern facilities that cater specifically to expats. Everyday pet supplies like food, collars, shampoos, and litter are widely available at local pet shops and vet clinics, though specialty items or international brands may be limited or more expensive. Many expats choose to bring specific products from overseas or use Bali-based online pet stores for harder-to-find items. If your pet has unique dietary or medical needs, it’s worth checking availability before relocating — or stocking up in advance.
Retirement in Bali
Can foreigners retire in Bali?
Yes, Indonesia offers a Retirement KITAS for foreigners aged 55 and over. To qualify, you’ll need to show a personal bank statement with at least USD 3,000 and proof of a regular income or allowance of USD 3,000 per month.
The visa allows for long-term stays with annual renewals, and after five consecutive years, you can apply for a KITAP (Permanent Residence Permit).
What are the benefits of retiring in Bali?
Retiring in Bali offers a tropical lifestyle with year-round sunshine, a lower cost of living—often 30–40% less than Western countries—and access to fresh local produce. Retirees can enjoy affordable activities like yoga and swimming, budget-friendly housing (many with pools and household staff), and a growing expat community (ie, Retire in Bali Facebook Group). Additionally, there are accessible health care options and a new international hospital in Sanur.
What should retirees budget for in Bali?
Key costs: housing (this could be yearly or leasehold up to 25 years), health insurance, healthcare, staffing assistance, and visas.
Do retirees often buy or rent property in Bali?
Foreigners cannot directly own property in Indonesia. Instead, most retirees use leasehold agreements (paid up front rent) which can be 5-10 years or as long as 25–30 years.
Banking
How do I open a bank account in Bali?
To open one, you’ll typically need a valid KITAS, passport, and a Tax File Number. Some banks may have slightly different requirements or processes depending on your visa type, so it’s best to check ahead.
We can connect you with trusted banking advisors through our Silver Package to help guide you through the process and find the best account for your needs.
Internet
How reliable is the internet in Bali for remote work?
Bali’s internet infrastructure has come a long way, with high-speed fibre connections now available in most expat-friendly areas such as Canggu, Ubud, Sanur, and Seminyak. This makes it very possible to run an online business or work remotely.
That said, reliability can still vary by area and provider, so many remote workers keep a mobile hotspot as a backup or use coworking spaces with strong, stable connections. Wi-Fi is also widely available in cafes, villas, and hotels across the island.
Our Bronze Relocation Package includes a Cost of Living Guide that details typical internet and utility costs, plus recommendations for coworking spaces and telecommunication providers to help you plan your setup in advance.
