Living in Bali can be more affordable than many Western countries, but costs vary widely depending on your lifestyle, location, and family size.
Bali’s unique appeal lies in its diverse lifestyle budgets, offering an affordable living experience despite being among the pricier Southeast Asian destinations. Factors influencing costs include housing style and location, lease duration, insurance, visa choices, recreational activities, grocery preferences, transportation mode, schooling options, and more. To accurately budget for living in Bali, it’s crucial to consider these factors, recognizing that short-term stays differ significantly from longer-term commitments.
The biggest expenses are usually housing and schooling, especially if you’re choosing popular expat areas or international schools.
Other key costs include:
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Visas and extensions
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Health and travel insurance
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Transport (scooter, car, or driver)
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Household staff salaries (nannies, cleaners, gardeners)
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Utilities and internet
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Initial setup costs like purchasing extra furniture, vehicle rental, SIM cards, gym memberships, etc.
It’s also important to understand how Indonesian Rupiah (IDR) compares to your home currency, as many transactions in Bali are done in cash or by transfer in local currency. Keeping an eye on exchange rates and planning ahead can make a big difference in your overall budget.
Visit our Cost of Living page for a helpful breakdown of typical expenses to help you plan with realistic expectations.
To help you plan better, we provide an up-to-date Cost of Living Excel spreadsheet in our Bronze Package, ensuring you don’t miss small costs, hidden expenses, or salary expectations for Balinese staff (including required bonuses). It’s a great tool for budgeting and gaining deeper insight into what to expect.
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